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Michael S. Ledford, CLU®, ChFC®, RICP®


1802 Skyline Drive
Chattanooga, TN 37421

Phone:

423-899-4696

Fax:

423-899-9466

E-mail:

Calculators

You can review interesting calculators on my site.

Contact Us

Please feel free to contact us with any questions.

Videos

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Ledford Planning Service

Ledford Planning Service is dedicated to assisting our clients in the creation, accumulation, and preservation of wealth. Founded by Michael S. Ledford in 1984, we have a long history of working with successful individuals in the areas of estate planning, retirement income planning, business succession, and income protection. In the complicated world in which we live, it is crucial to have an advisor who has knowledge of financial issues that can impact your goals, both positively and negatively. Wealth is hard to achieve and even harder to retain. Contact us today to learn how we can help.

Analyzes the Fed's trade-offs between employment and inflation concerns.

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This article discusses economic forecasts for 2026 and the trends that are influencing them, including surging AI investment.

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These plans have generous contribution limits that increase with age, which may allow high-income business owners to catch up on retirement savings and significantly reduce their taxable incomes.

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The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.

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Compare the potential future value of tax-deferred investments to that of taxable investments.

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Estimate the future value of your current savings.

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck